“Completely transforms the car-buying process into something
 you’ll actually LOOK FORWARD TO!” 

When’s The Last Time You Actually Couldn’t Wait to Go Car Shopping? 

Think back to a time when you needed to buy a car. You were excited. You couldn’t sleep the night before because of pure anticipation and the thrill of finding the perfect car at the right price.
I know what you’re thinking. “Yeah, right.” Car 
shopping doesn’t work that way.

It does now.

When’s The Last Time You Actually Couldn’t Wait to Go Car Shopping? 

Think back to a time when you needed to buy a car. You were excited. You couldn’t sleep the night before because of pure anticipation and the thrill of finding the perfect car at the right price.
I know what you’re thinking. “Yeah, right.” Car 
shopping doesn’t work that way.

It does now.

We’re Wiping Out the Drudgery and Dread of the Traditional Car Buying Process and Replacing it with a Powerful New Car Shopping Experience!

Imagine for a moment that you’re shopping for a car. It’s your first time and you don’t know what to expect. 
Maybe you’re young and haven’t built up a lot of credit yet.
Or you’ve been driving an old beater for awhile but it’s held together with duct tape and prayers and you really need a reliable vehicle.
You get to the dealership, and it’s clear from the moment you set foot on the lot that you’re new to the process. 
Now, ideally, this is where the friendly,helpful and patient car salesman comes along, gets to know you and your needs, and helps you find a great car even if you don’t have the best credit Right?
Except that’s not how it happens.
Inside the dealership, the sales staff can smell your uncertainty like jackals smell blood, and it’s a race out the door to see which one seizes upon the prize. 
It’s no wonder with vivid images like this planted in our minds, that most people LOATHE shopping for a car!
(Don’t worry though, because we’re going to show you exactly how we’ve changed it for the better)....

What We Do Differently to Make Buying  a Car 
Easy and Downright Relaxing! 

HI, MY NAME IS Chris Gonzalez, I’ve been buying and selling cars for years with many different dealerships. Time and time again, the process was always the same.
It didn’t matter the brand of cars I was selling -- luxury cars for business professionals, minivans for busy parents, super hot sporty cars for twenty-somethings...
The process was exactly the same.Those with poor credit, slow credit, bankruptcies or even recent repossessions were looked down upon and encouraged to take a deal on a car they couldn’t possibly or realistically afford.
Just so that the salesperson could make money for themselves.
And don’t even get me started on FIRST-TIME CAR BUYERS.
The first thought in every salesperson’s head when they saw someone obviously new to car shopping wasn’t: “How can I help you?” but rather, “What’s the most I can sell you?”
It was sickening.
No wonder most people hated car shopping. If I had to shop for a car like this, I’d hate it too!
I vowed to myself that I would transform the car shopping and buying process and make it the way it should be: 
It wasn’t a process that happened overnight.

In fact, as I worked my way up the sales ranks, I actually got chewed out by my superiors by not meeting my car sales quotas. 

I was spending too much time talking to customers, and not enough time SELLING to customers.

But in doing this, I learned some very valuable lessons that would form the foundation for my own dealership. 

I Created Three CORE Principles that Would Disrupt and Define the Car Shopping Process For The Better 

And in fact, when you read them below, you’ll start to wonder if I’m really talking about a car dealership and not a more client-centered company like a BANK or a GYM.

THOSE GUYS will bend over backwards to make you their customer.

And to be honest, car dealerships could learn a lot from them.

With that being said, here is the list of core values I came up with. Keep in mind, we’re talking about a car dealership!


This is the number one value on the list because it’s so important.

Everyone who comes to us has a story, a background and a need. We have to understand that it’s not just a person shopping for a car.

It’s a human being who has specific needs, ideas and dreams for their car. The more we know about them, the more we can help match them to the best possible car for their needs.


Honesty really is the best policy and it’s something that’s in short supply at most dealerships.
At ours, I put it front and center, because I want you to know what’s happening at all times:
1. From the moment you fill out the application 

2. To the moment you get the best possible rates, terms and other details

3. To the delivery of your vehicle right to your door

We make sure even our loan application process doesn’t affect your credit score, so it never hurts just to see how much you could qualify for!
And who knows? You might even be surprised!

CORE VALUE #3 - AN UNWAVERING COMMITMENT TO GETTING YOU FINANCED ( Hint: Most dealerships will NEVER go this far unless your credit is EXTRAOIRDINARY)

This falls right back in with Core Value #1: REMEMBER THE HUMAN. 
Life is what happens when you’re making other plans -- and sometimes, life has a way of throwing you a real curve-ball, financially. But that doesn’t stop the fact that

And that’s why we’re here to help - with transparency, honesty and understanding, at every step.

We Used Our NEW and IMPROVED Car Shopping Experience on Every New Customer that Came in the Door…

(And You Won’t Believe What Happened Next!)

I and my sales staff alike threw our sales “quotas” in the trash. We focused less on just “selling cars”and more on selling the right car to the right person for the right price.

And when we did that -- the sales quotas met themselves…

So now, let me show you

EXACTLY How We Became the Envy of All Car Dealers in New York City….

...without begging every buyer that came to our lot AND
...without resorting to sleazy, underhanded and manipulative “tricks”to sell a car

I’m going to show you precisely how our Car dealership changed EVERYTHING about the car buying experience so that you can shop worry-free.

You’ll Want to Get Pre-Approved with Us
Right Away If:

  • ​You’ve NEVER bought a car on your own and have no idea where to start. (We can help!) 
  • You want a car that looks good ...but you don’t want to break the bank trying to afford it. 
  • You’ve bought cars in the past and you absolutely HATE the process and dread it with every fiber of your being. 
  • You don’t have time to go from dealership to dealership, trying to squeeze the best possible deal out of them
  • ​You don’t have perfect credit, but you don’t want to be “talked down to” as if you’re worthless because of it. 

ApexCarLoans.com is the Perfect Solution for All Your Car Shopping Needs.

Here’s Why: 

We’ve taken the long, complicated and tiresome process of car shopping and made it quick, easy and hassle-free.
In fact, you don’t even have to set foot in our dealership to buy a car (and with COVID concerns on the rise, we totally understand!)

We have hundreds of makes and models both new and pre-owned that you can buy or lease.

And if we don’t have it - we can get it for you!

Search our complete inventory directly online or use the easy filters to find EXACTLY what you want.

Sort by make, model, body style, price and condition. ONLY see the cars that fit YOUR criteria.

Car Shopping Online Beats Driving Around from Dealership to Dealership! 

Here’s What Happy Car Owners Say!

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~ John D

Imagine...No More Driving Around to Dealerships. No More Price Haggling. No More Feeling Like You Just Made a Huge Mistake Buying a Car That Doesn’t Fit Your Needs...

ApexCarLoans.com has made the whole car shopping process so easy, you can do it all from your computer.

We’ll even deliver your car right to your door for you.

Because we believe that you deserve to have a car that fits your needs and budget - and we aim to do everything we can to make that happen for you.

See How Much You Could Qualify For Right Now
 (Does NOT Affect Your Credit!)

Here’s What Happens When You 
Shop at ApexCarLoans.com

Get Pre-Approved for Financing

Fill out the simple form directly online. It takes just a few minutes and won’t impact or affect your credit score in any way. 

Learn About Your Approval Options 

We’ll take the time to go through your pre-approval application and get back to you with customized options for your down payment amount, rates and terms. All in plain language and easy to understand. 

As I said, fully transparent at all times.

Browse Our HUGE Selection 

We have hundreds of cars, trucks and SUVs of all makes and models, ready for delivery! Use the smart filters to find vehicles that perfectly match what you’re looking for.

If we don’t have it, we can get it for you, so don’t worry even if you can’t find exactly what you’re looking for!

Order and Delivery! 

We’ll walk you through the next steps one-on-one and schedule a date to deliver your car right to your door. The keys are yours! 

Now isn’t that a refreshingly easy process? 

Don’t you wish you could get deals that good on EVERYTHING?

(We do too, but for now, we’ll stick with cars!)

Right now, you don’t even have to “price shop” different 
cars for sale in New York --  

You can shop, browse and buy directly online at
Reg. $XXXX

(Remember, it doesn’t affect your credit to get pre-approved!) 

How Long Does it Take to Get Approved? 

This is perhaps the BEST part of shopping for a vehicle online! The pre-approval application takes just a few minutes to complete, and you can expect to hear back from us…


Not hours, days or weeks, but minutes! And we’ll work with you to get the best possible down payment, terms, rates and more so you’ll know exactly what to expect.

Here’s What Happens When You 
Shop at ApexCarLoans.com: 

Because of our ability to buy at wholesale prices and our tireless work in helping people get approved, oftentimes we are the bank - which means we can help you get financing even if you have: 
  • Judgments
  • Bankruptcies
  • Late payments
  • ​Bad student loans and
  • ​Even a past repossession
That means we’re both the dealership and the bank - not the referrer and not the middle-man like other dealerships.
It also means we work hard to get you financed - even with situations that other dealerships won’t touch!

See How Much You Could Get Approved For Now! 

You Really Only Have 3 Options...

You could go car shopping elsewhere. You could beg a friend or family member for a ride to this dealership and that dealership and haggle over this price and that, and get no closer to actually having the car you need...
You could try to shop for a car online at other dealership websites, but then wait days for even a pre-approval decision, and then even more days for specific down payment terms, rates and all of that other information. And then more days waiting on the bank to get back to you about financing. 
You can try our refreshingly different, fast and easy online car shopping process and see for yourself how simple and exciting it can be when someone is truly willing to work with you to help get you financed, and get you a car you’ll be proud to drive.

The choice is yours…

Try car shopping the way it was meant to be --
the Apex Car Loans way.

Show Me How Much Car I Can Afford Now! 

(Does NOT AFFECT Your Credit!) 


At Apex Car Loans, our team is here to handle the entire buying process online and by phone. There is no-longer a need to step foot in a dealership. We offer a simple and stress-free shopping experience with a wide selection of quality used cars, trucks, and SUVs. Our team strives for excellence by assuring each customer finds a vehicle that will fit their lifestyle and budget. For quality and service you can trust, shop with Apex Cars.

See How Much You Can Afford!


Why Should I Choose ApexCarLoans.com? 
There are several reasons! First, we’re going to save you LOTS of time. You don’t have to go from dealership to dealership trying to haggle with salespeople that only see you as a way to hit their quota and make a commission. You don’t even need to set foot in a dealership with us. We can work with you to handle the entire process, from pre-approval to delivery, entirely online.  
How Do I Shop for a Car Online? 
If you’ve never had the joy of shopping for a car online, you’re in for a treat! You can browse our inventory of hundreds of makes and models without having to register or anything. Choose the type of car you’re looking for, the make and model if you have a preference, the most you want to pay, the condition and then let our search engine do the work of retrieving the cars that match what you want! 
What if I Don’t Want to Be Restricted to a Certain Brand of Car? 
Not a problem! We don’t want you to be restricted either, which is why we carry many different brands, makes, models and styles of vehicle, so you can find what’s right for you -- not feel like you’re forced to fit in what the salesperson is hoping you’ll buy! 

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